Is household bills stressing you out? Check out this guest post on things that you can do to help.
We can all find that from time to time our household bills can get the better of us. Ever find that you feel like you have more going out than coming in? You and thousands are other people are not alone. It’s a fact of life that bills can mount up over time and sometimes we can be ahead of the game, and other times we can be lagging behind the pack. However, there are things you can do today to help you get on top of your finances. With that in mind, here are some of the things you can try.
Start meal planning right now
We are all well aware that out food shopping bill is that one expense we have control over each week. But yet, even though we are aware of the spend it can still spiral out of control sometimes. Meal planning is a great way to rein in that weekly spending. Enabling you to only buy the food you need rather than overbuying or being sucked into offers. Some people have found that they can massively reduce their food bills just by simply investing the time to plan their meals each week. Why not try it this week and see for yourself?
Making decisions when it comes to household appliances
There is a big problem that all of us face and that is when the washing machine decides to stop working, the fridge packs up or the freezer defrosts without you even realising. They cost only in terms of lost ingredients, your time, and also the cost of replacing them. Of course, you could look at a DIY washer repair to try and save some money, or look at ways that you can fix your other appliances. Or perhaps replace them long term. The chances are your old appliances could be using more energy than you think, so it may be worth looking at fixing or replacing to save ones in the long run.
Change your energy provider
Often we can become loyal to certain providers, and your energy bill can remain the same cost for months. However, being loyal doesn’t necessarily mean you are getting the best deal. Many energy providers will save their best rates for new customers. So it may be worth considering changing your energy provider and making an instant monthly saving. Looking online to check the electricity rates is a great place to start. You may be surprised by what you find. You can do this with all kinds of bills such as insurance products, for example.
Analyse your bank statements
Ever sit and wonder where all your money goes? There is only one to find out, and that is to analyse your bank statements and see for yourself. You may find that you have direct debits still leaving your account for things you thought had canceled. Gym membership and magazine subscriptions can be two of the biggest culprits. Other things to consider would be whether the subscriptions or services you do have are worth the monthly expense. Do you really need all of those TV channels or that Netflix subscription? All valid questions to ask yourself.
All of these things can be implemented right now, you just need to have the motivation to make those changes.
Keelie is a mother of three amazing boys and married to her high school sweetheart, Austin. She spends her days running R5 Website Management, taking care of the home, and investing in her children. In her spare time, she loves to encourage married couples to grow deeper in their relationship and find joy in their marriage.